Gimme A Break

Although we don’t wear gold jewelry, I just can’t help but be fascinated by all that glittery stuff. Every time I walk by the jewelry store, the increasingly fancy designs of jewelry would call out to me and I wouldn’t be able to resist peering in through the display window.

Sometimes one of the staff would come out and ask me if I want to buy gold bars, yes, they do have tiny pendants in that shape. Very cute but I always have to shake my head and walk away. Maybe next time, I will tell myself, when I can find the occasion to wear gold.

• growing money
• is it like in the movies?
• where’s mommy’s prozac?
• contemporary gold
• incomprehensible

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I’m visiting with a girl friend right now. She lives alone and loves it. There was a time she was constantly worried though about her house when she’s at work since there’s nobody there.

She was especially paranoid about leaving her home unattended with all of her precious belongings in whenever she went on vacations. She’s a regular worry wart, that’s what I always tell her, though she won’t readily admit to it.

When she told her friend about it, he suggested she compare several different household insurance types which, if you ask me, is a very good idea. I mean, why worry yourself to immobility when you can actually insure your stuff, right?

Anyhow, I’m glad she went with the idea and found the household insurance that suited her and her budget. And now, at least, she knows she’s covered in the unlikely event that, well, I probably should even finish this sentence because if she’s reading this, she’s going to be knocking on wood all day!!

Thing is we, her BFFs, now feel less apprehensive about inviting her on vacations with us. Before she used to dally so long on her decision, we practically had to give up on her .

• buying home insurance the easy way
• dealing with the business jitters
• driving me nuts
• before her trip
• big time party

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When I go to the bank, I have a tendency to tune in to the enquiries going on at the information desk if I’m sitting near it. It’s all out of boredom, I assure you, as waiting for my number to be called can take quite a while if the bank’s crowded.

Today, I overheard some queries about buying bullion. Since gold is not something everyone can afford, I guess not many people understand how to invest in it. So this person was asking how he could purchase some to give to his grandchildren as keepsakes.

I guess it’s better than leaving totally impractical stuff to your grandchildren which they won’t appreciate. Gold is always a wise and stable investment no matter how you look at it.



• hopefully soon
• is it like in the movies?
• weighing your options
• growing money
• the gold spot

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I have to admit I’m absolutely clueless when it comes to gold prices but I have a friend who’s always up to date when it comes to financial information such as the price of gold. I guess it’s all a matter of interest.

Even from our college days, this friend of mine has always been most interested in financials (runs in the family, it seems) and she’s always wowed us with her natural ability to spot gold investment opportunities and profited from them. That’s how she earned herself the nickname of the gold spot among our group of friends.

Lately the group of us met up for dinner and she graciously told us that if anyone of us needs to know the gold price or anything related to financial investments, we could always call on her for advice. She obviously is driving a nice expensive car while the rest of us, well, we’re still chugging along in our 10 year old vehicles .

• yellow or gold?
• her daughter’s graduation
• weighing your options
• golden earfuls
• fight or flee, that is the question

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In view of the current state of the economy, you will probably need a mortgage if you’re thinking of investing in a new home. I read that property prices in many areas are very low right now obviously compounded by the fact that some people may no longer be able to afford to continue making payments on their homes and are looking to sell.

So this is as good a time as any to pick up on these affordable prices on homes. This is exactly what I hear an acquaintance, who is a real estate agent, is trying to do. Since he’s an agent himself, he’s privy to some good properties which he himself then buys up, remodels and then resells them.

I hear from a mutual friend that he and his wife making some really good returns just by doing this. He has all the time in the world to be pursuing property all over the city since his children are grown and have careers of his own. So between him and his wife, they are buying up cheap property from people who default on their payment and then reselling them. A very enterprising couple in their retirement age, I would say.

• city living has its attractions
• got my house plan picked out but…
• celebrating family and good food
• train a happy dog in 15 minutes
• she brags like there’s no tomorrow

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The prices of everything have risen yet again and with that the crime rate. I walk by the jewelry stores and these days, they’re practically deserted when they used to be thronging before. I guess people are just wary about wearing gold and other jewelry as it’s rather unsafe to walk around wearing so much that glitters.

Now gold coins, on the other hand, are really good to have. You’re not walking around wearing them around your neck but they’re quietly sitting there as a very stable form of investment for you. It’s like growing money under your pillow and no one needs to know .

• weighing your options
• hopefully soon
• maybe next time
• is it like in the movies?
• yellow or gold?

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A friend of mine recently told me he plans to buy a new house. While he would love to buy a big house with his hard-earned savings, his wife is wary of attracting the wrong kind of attention from people who think they must be uber rich to be living in a big house. Can’t blame her for being paranoid since they’ve been robbed before.

Since they travel quite extensively to visit family overseas, they’ve been sure to purchase home owners insurance just in case. With all the horror stories going around, it sure won’t hurt to have some sort of protection plan. There are a lot of factors which go into determining how much your insurance will cost you. It’s usually not as much as some people think but it’s something you want to have to allay your worries about disasters, break-ins, etc.

• if it’s not one thing, it’s another!
• just in case
• spared from the Nosies, amen!
• buying home insurance the easy way
• is this the season for back problems?

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I’ve been getting random calls from various banks offering all kinds of savings and investment plans. I don’t mind entertaining them if I’m in a good mood but sometimes they just call at the wrong time, like when I’m grocery shopping or having lunch with friends. I guess banking is very competitive these days and they’re going all out to push their financial services.

But I hear from all-knowing friends that since there are so many options out there that it’s best to educate ourselves first and seek the advice of those who are well-versed in finance. Someone actually suggested that it’s a good idea to buy gold coins these days as it’s a very stable investment. I would if I could afford it right now !

• is it like in the movies?
• growing money
• the gold spot
• golden earfuls
• what to give your grandkids

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